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Trucking Insurance – Filing a Claim

Posted on April 16th, 2009. Filed under: Finance.
by Steve Turner

Trucking Insurance coverage is to give drivers and fleet owners the benefit of having recovery for damages in the event of an accident. It is vital that drivers know what the process of filing a claim is with their provider and also the appropriate steps to take at the scene of the accident.

Filing a claim is really simply actually. Drivers just need to call the insurance company or fill out the claim form, and then an insurance adjuster will be sent to evaluate the damages. After the claim is processed by the insurance provider payment is made to repair damages or medical bills paid.

Despite the claim process already being a simple process there are some things that drivers can do to help it move along even quicker. Following an accident, drivers should collect the following information: their story, the story of the other drivers involved, the police report, accounts of any eyewitnesses, and physical damage at the scene of accident.

Emergency services such as 911 should be called if there are any medical needs requiring their services. If you have received any training for performing medical services help those in need at the scene.

Requesting the other driver involved for their insurance card is important. The truck driver should obtain the other individual’s name, phone number, license plane number, and insurance details.

The truck driver should call their insurance agent as soon as they can. The agent will be able to inform the driver what steps need to be taken next to help things move along smoothly. Information can also be given about the types of coverage that will be used in processing the claim.

The insurance agent will contact their insurance adjuster whom will come out and evaluate the cost of the damages. Your insurance provider will then make payment for the repairs or to replace the damaged equipment.

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